Sanford Rich

Provides wealth management, securities trading and sales, corporate finance and investment banking services

Provides automobile and property insurance and reinsurance services

Gem is an active fixed-income and convertible bond manager that focuses on lower-rated high-yield and convertible bonds. The firm also offers special equity investments through a limited partnership vehicle. Investment research is the engine driving GEM's investment process. Using mechanized tools for preliminary screening, companies identified as having potentially superior returns are analyzed in depth with a focus on cash flow, return on assets, profitability, financial flexibility, quality of management and competitive position. The output of the research effort is the input to the portfolio managers, who make issue selections, determine portfolio weightings and time purchases and sales.

Cypress has a conservative investment style which uses a balanced approach and invests in a mix of stocks, bonds and money market funds. The firm supervises assets with emphasis on above average income, less volatility and risk, with prospects for reasonable capital growth. Their balanced investment approach generally focuses on Blue Chip stocks, US Treasuries, Corporate Bonds, and to a lesser extent, Preferred Securities, Convertible Bonds, and ETFs. This approach is designed to mitigate major loss of principal while maintaining the flexibility to profit in advancing market cycles. Cypress strives to achieve positive results by setting an asset mix and shifting it based on macroeconomic trends and investment opportunities in the equity and fixed income markets. Their typical portfolio holds 30-35 stocks and 15-20 bonds.

Provides brokerage and asset management services

Provides educational and tuition services

PBGC's investment policy is established by the agency’s Board of Directors, composed of the US Secretaries of Labor, Treasury, and Commerce. The Board has established an investment policy that, for the Single-Employer Program, uses a Liability Driven Investment (LDI) approach. Under that approach, the firm employs an asset allocation glidepath under which the investment portfolio risk is reduced as funded status improves. The agency’s Multiemployer Program assets are invested solely in US government securities. PBGC established the Smaller Asset Managers Pilot (SAMP) Program to provide opportunities for smaller investment management firms to manage some of the agency’s fixed income assets. The Pilot Program has been successful in achieving its objectives and PBGC has established the Smaller Asset Managers Program as an ongoing program.

Provides employee benefit and consulting services

Functions as a College/University