Stephen C. Lyons

National Penn Bancshares, Inc. operates as a bank holding company, which provides financial and banking services through its subsidiary, National Penn Bank. It operates through the Community Banking and Other segment. The Community Banking segment provides commercial banking and consumer banking services, including deposit accounts, demand, NOW, money market, other checking and savings accounts and certificates of deposits. The Other segment includes wealth management where commercial and consumer banking operations, including mortgage lending services are provided. Its consumer loan products include installment loans, home equity loans, residential mortgage loans, multi-family loans, educational loans and credit cards. The company was founded in January 1982 and is headquartered in Allentown, PA.

Midcoast Community Bancorp, Inc. is a holding company, which operates three community offices in New Castle and Kent Counties, Delaware. It engages in lending and money market business. The company was founded in 2010 and is headquartered in Wilmington, DE.

In March of 2007, a group of community-oriented business leaders and commercial bankers joined together to build a community bank dedicated to serving their own local communities. Locally owned and managed, MidCoast offers the value of local decisions on competitive loan and deposit products to individuals and businesses in the State of Delaware and the contiguous counties of Pennsylvania and Maryland. Since its inception, this combination of personal service, competitive products, and local decisions has been well received. While emphasizing a philosophy of “building relationships one at a time,” MidCoast has grown considerably throughout its market–lending millions of dollars to numerous small- and mid-sized businesses. Benefiting from this growth are the thousands of deposit customers who have embraced the bank’s deposit products and the outstanding personal service of its branch staff. They are especially pleased with the increasing loyalty of their valued customers who consider MidCoast first when making a decision on a deposit or loan product. As MidCoast continues to grow, they remain committed to serving the communities within their market. They look forward to introducing their products, personal service, and local decision process to an ever-larger portion of their community. Please do not hesitate to call or stop by one of their branches to experience for customers', what a difference banking with a true local community bank can be.