Michael D'Arcy

Fitch Ratings, Inc. is a global rating agency and investment research firm headquartered in New York City. The firm was founded by John Knowles in 1913 as Fitch Publishing Co. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. Fitch Ratings seeks to provide independent and prospective credit opinions, research and data to the world's credit markets. Their approach is based on a foundation of local market experience that covers capital markets in over 150 countries. The firm's ratings analysis and rating decisions are based on established criteria, methodologies and ratings definitions which they apply in a consistent manner. Fitch Ratings provides coverage of the following markets: Economics, Banks, Insurance, Sovereigns, Corporates, Structured Finance, Public Finance – International, Public Finance – US, Infrastructure & Project, and Finance.

Ketchum Public Relations Worldwide provides public relations services. The private company is based in New York, NY and has subsidiaries in the United States.

Ruder Finn, Inc. provides public relations services. It provides corporate reputation and transformation, consumer connection, press releases and marketing videos for health & wellness and technology industries. The company was founded in 1948 and is headquartered in New York, NY.

Part of Genworth Financial, Inc., Enact Financial Services, Inc. is a company that provides mortgage loans reinsuring services. The company is based in Raleigh, NC.

Moody's Investors Service, Inc. is a credit rating and investment research firm headquartered in New York City. They are a subsidiary of Moody's Corp. (NYSE: MCO). The firm performs international financial research and analysis on commercial and government entities and provides a variety of analytic tools for assessing credit risk. Their clients include creditors, investment banks and commercial banks.