Michael A. Tedesco

Modern Financial, Inc. is engaged in providing commercial banking services. The company was founded by Stefan V. Reyniak in 2005 and is headquartered in New York, NY.

The Group's principal activity is to provide banking and related financial services. The products and services include checking accounts, NOW accounts, money market accounts, savings accounts, certificates of deposit, retirement accounts, commercial, personal, residential, construction, home equity and condominium mortgage loans, consumer loans, credit cards, safe deposit facilities and other consumer oriented financial services. The Group also provides Automated Teller Machine banking service. As of 30-Jun-2007 there are 31 retail branches in Rockland, Westchester, Stamford, Connecticut, Manhattan, New York City, and Goshen, New York.

American Heart Association, Inc. operates a voluntary health organization funded by private contributions. The organization offers services for coronary heart diseases and strokes, high blood cholesterol & physical inactivity, obesity, and diabetes. The company was founded in 1924 and is headquartered in Dallas, TX.

Modern Bank NA operates as a commercial wholesale bank that provides financing and banking solutions. It offers commercial and industrial lending, commercial real estate, and private client services. The company was founded by Bippy M. Siegal in 2006 and is headquartered in New York, NY.