Garnik Tonoyan

TD Asset Management, Inc. (TDAM) is a Canadian investment management firm headquartered in Toronto, Ontario. The firm is a subsidiary of the Toronto-Dominion Bank (NYSE: TD), a Canadian chartered bank regulated by the Office of the Superintendent of Financial Institutions. Founded in 1987, TDAM provides discretionary investment management services to corporations, investment companies, pension funds/plans, endowments and foundations.

Cornerstone Investment Partners LLC (Cornerstone) is a SEC-registered investment advisor headquartered in Atlanta, Georgia. The firm was founded in 2001 and is wholly-owned by CIM Holdings LLC. Cornerstone provides portfolio management services to pension and profit-sharing plans, corporations, state or municipal government entities, other pooled investment vehicles, Registered Investment Companies, trusts, estates, individuals and charitable organizations.

Part of Ernst & Young Global Ltd., Ernst & Young (CIS) Ltd. is a Russian company that provides accounting services. The company is based in Moscow, Russian Federation.

SAFMAR INDUSTRIAL FINANCIAL GROUP JSC engages in the management of industrial, financial, banking, hospitality, construction and development, as well as commercial real estate assets. It also provides investment and business consulting services. The company was founded by Mikail Safarbekovich Gutseriev, Sait-Salam Safarbekovich Gutseriev, and Mikail Osmanovich Shishkhanov in 1992 and is headquartered in Moscow, Russia.

The Hispanic Chamber of Commerce of the Lehigh Valley is a chamber of commerce based in Lehigh Valley, PA.

Founded in 1949 by Hamilton Bolton, BCA Research is an independent global investment research firm headquartered in Montreal, Quebec. The firm provides comprehensive coverage of all major financial asset classes on a global basis. They employ a consistent approach across all areas of their services by utilizing economic, liquidity, performance and valuation trends. BCA Research's methodology is based on an understanding of the macroeconomic environment and the identification of key investment themes. BCA Research provides global coverage of equities, currencies, commodities/energy, fixed-income, asset allocation and unique trading ideas.

University of Houston System offers higher education degrees and job training or vocational study programs. It offers about 280 undergraduate and graduate degree programs in fields such as business, education, humanities and law. It was founded in 1927 and is headquartered in Houston, TX.

Digi-Key Corp. distributes electronic components. It also distributes semiconductors, discrete, electromechanical parts. Its products include audio products, batteries, cable assemblies, capacitors, computer & video accessories, connectors, crystals & oscillators, discrete semiconductor products and many more. The company was founded by Ronald A. Stordahl in 1972 and is headquartered in Thief River Falls, MN.

INECOBANK CJSC engages in the provision of commercial banking services for individual and business clients. The firm offers deposit and savings accounts; consumer, mortgage, purpose, and other loans; payment cards; and digital banking services. It also provides investment services, insurance, and money transfers. The company was founded in February 7, 1996 and is headquartered in Yerevan, Armenia.

BINBANK OAO provides banking services. Its activities include international trade finance, documentary operations, short, medium and long term finance, international syndicated credits, prospective products, financial consulting, and correspondent network. The company was founded on April 23, 1993 and is headquartered in Moscow, Russia.

Part of VTB Bank PJSC, Rost Bank JSC is a Russian company that provides commercial banking services. The company is based in Moscow, Russian Federation. The CEOs of the company are Abo Magomedovich Pugoev, Aleksey Viktorovich Farafontov. Rost Bank JSC was acquired by BINBANK OAO, part of VTB Bank PJSC from January 03, 2019 on December 15, 2014.

ARARATBANK OJSC provides international banking services. Its services include accounts, unallocated bullion accounts, gold bars, deposits from individuals and legal entities, micro, small and medium business lending, leasing, large business lending, mortgage loans, credit basket, student and consumer loans, overdraft, loans secured by pledge of gold, plastic cards, transfers, international money transfer, guarantees, letters of credit, documentary collection, personal safe deposit boxes and checks. The company was founded in 1991 and is headquartered in Yerevan, Armenia.

Inteco JSC, founded in 1991, operates as a holding Russian company with interests in engineering services, real estate development, and manufacturing and marketing of construction materials. The company is based in Moscow, Russian Federation, and has subsidiaries in the Russian Federation. Inteco JSC was acquired by Inteco JSC/Private Group/ from Inteco CJSC on December 08, 2011.

Part of Bank of Georgia Group Plc, Cascade Capital Holdings CJSC is an Armenian company that invests in companies. The company is based in Yerevan, Armenia. The CEO of the company is Jonathan Patrick Conrad Stark.

Part of KPMG International Cooperative, KPMG Armenia LLC is an Armenian company that provides accounting services. The company is based in Yerevan, Armenia. Founded in 1891.

ProCredit Bank CJSC provides commercial banking services. It offers savings accounts, savings plans, deposits, loans, payment cards, overdrafts, Internet banking, money transfers and utility payment. The firm focuses on lending to small, small and medium-sized enterprises. The company was founded in December 2007 and is headquartered in Yerevan Armenia.

Part of SAFMAR INDUSTRIAL FINANCIAL GROUP JSC, Avgur Estate PJSC develops residential real estate properties. The company is based in Moscow, Russian Federation. Avgur Estate PJSC was acquired by SAFMAR INDUSTRIAL FINANCIAL GROUP JSC on June 24, 2015.

Part of Bank of Georgia Group Plc, Cascade Investments CJSC is an Armenian company that provides brokerage services. The company is based in Yerevan, Armenia. Cascade Investments CJSC was founded in 2004.

Ameriabank CJSC operates as a commercial bank. It offers corporate, investment and retail banking services. The firm's corporate banking services include financing, small and micro loans, deposits, account opening and services, cards and other financial services. Its investment banking services include mergers and acquisitions, corporate finance, foreign exchange transactions and brokerage. The firm's retail banking services include mortgage loans, car loans, consumer loans and savings account. The company was founded in 1910 and is headquartered in Yerevan, Armenia.

VSK Insurance JSC provides insurance services. It offers auto, property, health, life, travel, and mortgage insurance services. The company was founded by Sergei Alexeyevich Tsykalyuk on February 11, 1992 and is headquartered in Moscow, Russia.

Part of HSBC Holdings Plc, HSBC Bank Armenia CJSC offers banking services such as credit cards, accounts, loans, mortgages, deposits, and more. The company is based in Yerevan, Armenia. HSBC is one of the world's largest banking and financial services organizations. The CEO of the Armenian company is Irina Seylanyan.

BBVA Research USA is the US investment research arm of Banco Bilbao Vizcaya Argentaria SA. The firm is located in Houston, Texas. BBVA Research USA focuses on analysis of the US economy and Federal Reserve monetary policy. In macroeconomic analysis, the team creates models and forecasts for growth, inflation and monetary policy. They pay special attention to the regional outlook and sector analysis, including the real estate market, the financial system and its regulation. Noteworthy publications include FED Watch, which follows Federal Reserve policy, and 'US Economic Watch', which provides in-depth analysis on a number of economic subjects. BBVA Research USA analyzes themes such as credit, unemployment, public finances and local economies, with special emphasis on the Sunbelt states where BBVA has operations.

Part of SAFMAR INDUSTRIAL FINANCIAL GROUP JSC, A101 Development JSC develops construction projects. The company is based in Moscow, Russian Federation. A101 Development JSC was acquired by SAFMAR INDUSTRIAL FINANCIAL GROUP JSC from Masshtab OJSC on December 11, 2015.

Knowledge 2.0, Inc. provides data management and collaboration platform for equity research analysts. Its solutions include collect and analyze data, interconnect concepts and 360° access to research. The company was founded by David Davtyan, Razmik Davtyan and Armen Nikoghosyan and is headquartered in Roswell, GA.

Direkt Kredit Tsentr LLC engages in the development and implementation of lending solutions. Its products include loan processing and management systems. The company was founded by Andrey Gurin and Andrey Alekseyevich Odorodko in 2011 and is headquartered in Moscow, Russia.

Sacred Spices, Inc. is a development stage company. The company is engaged in the production and marketing of seasonings to enhance the flavor of food. It is focused on the foods of the Caucasus, a cuisine consisting primarily of grilled skewered meats and fresh vegetables. It also creates seasonings made from spices, herbs and salt sourced. The company was founded by Yeva Vardanyan on October 5, 2016 and is headquartered in Yerevan, Armenia.

Part of A101 LLC, Proekt-Grad OOO specializes in real estate construction. The company is based in Moscow, Russian Federation. Proekt-Grad was acquired by A101 LLC from Avgur Estate LLC on July 01, 2021.

Part of SFI PJSC, LC Europlan JSC is a Russian company that provides car leasing services. The company is based in Moscow, Russian Federation. The company was founded by Nikolay Zinoviyev. Sergey Nikolaevich Mizyura has been the CEO of the company since 2022.

A101 LLC is a Russian company that offers real estate development services.

Converse Bank CJSC operates as a international commercial bank. The company was founded in 1993 and is headquartered in Yerevan, Armenia.