Virginia M. W. Gardiner

Citigroup Global Markets, Inc. (Broker) (CGMI-Broker) is the broker/dealer division of Citigroup Global Markets, Inc., an investment bank headquartered in New York City with additional offices across the US. The firm was founded in 2004 and is a subsidiary of Citigroup Financial Products, Inc., ultimately held by Citigroup, Inc. (NYSE: C). CGMI-Broker covers all market capitalizations of the major global indices and provides macro and quantitative analysis of global markets and sector trends. Their core focus of the group is to help investing clients make informed decisions by providing value-added, independent, insightful analysis.

Boenning & Scattergood, Inc. (dba 1914 Advisors) is a SEC-registered investment advisor headquartered in West Conshohocken, Pennsylvania. The firm was founded in 1914 and is a subsidiary of Boenning & Scattergood Holdings, Inc. 1914 Advisors provides personalized fee-based financial planning and investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations and small businesses.

Cornerstone Bank (Mount Laurel, New Jersey) operates as state chartered commercial bank. The firm offers personal and business banking services. The company is headquartered in Mt Laurel, NJ.

Adare Asset Management LLC (Adare) is an independent, SEC-registered investment advisor headquartered in Lancaster, Pennsylvania. The firm was founded by Timothy Deery and Alexander Maguire, Jr. in 2009. Adare provides investment advice to individuals, trusts, estates, charitable organizations, banks, and pension and profit-sharing plans.

Maguire Investments LLC is a private company based in Pettstown, PA, founded by Alexander Anderson Maguire, Alexander Anderson Maguire. The company provides investment advice.