Paul Michael Spencer

Founded in 1909, HSBC Trust Company (UK) Ltd. is a subsidiary of HSBC Holdings Plc. The company provides trustee and investment administration services and is based in London, UK.

Marks & Spencer Financial Services Plc provides financial services. It offers current accounts, the M&S Credit Card, and a range of loans, savings, and general insurance products. The company was founded in 1985 and is headquartered in Chester, the United Kingdom.

Part of HSBC Holdings Plc, Marks & Spencer Unit Trust Management Ltd. is a British company that provides investment advice. The company is based in Chester, UK. Marks & Spencer Unit Trust Management was founded in 1988.

Marks & Spencer Retail Financial Services Holdings Ltd. operates as a holding company with interests in providing financial services. The company was founded on July 28, 1988 and is headquartered in Chester, GB.