Michael J. Tierney

Flagstar Bancorp, Inc.is a bank holding company, which engages in the provision of financial services. It operates through the following segments: Community Banking, Mortgage Originations, Mortgage Servicing, and Other. The Community Banking segment offers loans, deposits, checking and savings accounts, consumer and commercial loans, treasury management, equipment leasing, and capital markets services. The Mortgage Originations segment acquires and markets residential mortgage loans. The Mortgage Servicing segment comprises financing solutions to properties held-for-investment. The Other segment consists of interest rate risk management, investment securities portfolios, balance sheet funding, treasury and corporate assets, and equities. The company was founded in 1993 and is headquartered in Troy, MI.

PSB Group, Inc. is a holding company of Peoples State Bank, which provides customer retail and commercial banking services to its customers, including checking and savings accounts, time deposits and safe deposit facilities. The company's services, which include commercial loans, real estate mortgage loans, installment loans, IRAs and night depository facilities and also provides services to small and medium sized businesses and consumers in local areas. It offers commercial real estate loans, operating lines of credit and other commercial term loans, construction loans and SBA-guaranteed loans. The company was founded on February 28, 2003 and is headquartered in Madison Heights, MI.

JPMorgan Chase Bank, NA (Investment Management) (JPMC-IM) is the investment management division of JPMorgan Chase Bank, NA, ultimately held by JPMorgan Chase & Co. (NYSE: JPM), a global financial services firm. Headquartered in New York City, JPMC-IM provides asset management services for corporations, institutional investors, hedge funds, governments, healthcare organizations, educational institutions and affluent individuals.

Flagstar Bank NA operates as federally chartered savings bank. The firm offers personal, business and commercial banking services. The company was founded by Thomas J. Hammond in 1987 and is headquartered in Troy, MI.