John C. Wahl

First Insurance & Investments is a wholly owned subsidiary of First Defiance Financial Corp. First Defiance Financial Corp. is a publicly traded holding company that owns First Insurance & Investments, a regional financial services company offering Property and Casualty Insurance, Employee Benefit Plans and Investments, and First Federal Bank of the Midwest, a regional savings bank offering complete banking services and trust services. First Insurance & Investments was founded in 1857 to offer its customers personal relationships and sound advice on their Insurance Programs. The investment department has grown by offering clients strong diversification along with above average returns in their portfolios. Since 1857, the people of First Insurance & Investments have worked to meet and exceed the expectations of their clients. The quality of the company's past and present performance is the result of a number of factors, including management's vast experience and an overriding commitment to customer satisfaction. First Insurance & Investments staff is comprised of full-time agents, financial advisors and customer service representatives who are licensed insurance agents. On the insurance side, taking care of the company's client's insurance claims is its most important task. The overriding principle of the investment department is to help their clients grow their investments by offering properly diversified and balanced portfolios. To assure excellent service, they employ in-house claims adjusters to handle claims quickly, efficiently, and fairly. Through its experience, training, commitment to continuing education, and automation, they have adapted to its customer's ever-changing needs and are well positioned to grow with the company's clients in the future.

First Insurance & Investments is a wholly owned subsidiary of First Defiance Financial Corp. First Defiance Financial Corp. is a publicly traded holding company that owns First Insurance & Investments, a regional financial services company offering Property and Casualty Insurance, Employee Benefit Plans and Investments, and First Federal Bank of the Midwest, a regional savings bank offering complete banking services and trust services. First Insurance & Investments was founded in 1857 to offer its customers personal relationships and sound advice on their Insurance Programs. The investment department has grown by offering clients strong diversification along with above average returns in their portfolios. Since 1857, the people of First Insurance & Investments have worked to meet and exceed the expectations of their clients. The quality of the company's past and present performance is the result of a number of factors, including management's vast experience and an overriding commitment to customer satisfaction. First Insurance & Investments staff is comprised of full-time agents, financial advisors and customer service representatives who are licensed insurance agents. On the insurance side, taking care of the company's client's insurance claims is its most important task. The overriding principle of the investment department is to help their clients grow their investments by offering properly diversified and balanced portfolios. To assure excellent service, they employ in-house claims adjusters to handle claims quickly, efficiently, and fairly. Through its experience, training, commitment to continuing education, and automation, they have adapted to its customer's ever-changing needs and are well positioned to grow with the company's clients in the future.