Joanne Funari

Heritage Oaks Bancorp is a bank holding company, which through its subsidiary, Heritage Oaks Bank, it engages in the provision of community-oriented financial services. It offers traditional banking products, such as checking, savings, and certificates of deposit, as well as mortgage loans and commercial and consumer loans to small to medium-sized businesses and individuals. The company was founded in 1994 and is headquartered in Paso Robles, CA.

American Riviera Bank engages in the provision of community banking services, with a focus on serving the lending and deposit needs of businesses and consumers. It operates through the following segments: Commercial, Real Estate-Commercial, Real Estate-Residential, Construction, and Consumer and Other. The Commercial segment includes commercial and industrial loans. The Real Estate-Commercial segment consists of real estate mortgage loans. The Real Estate-Residential segment covers single family residential real estate and home equity lines of credit. The Construction segment consists of construction and land loans. The Consumer and Other segment consists of loans to individuals, including installment loans, revolving lines of credit, and term loans. The company was founded on July 18, 2006 and is headquartered in Santa Barbara, CA.

The Bank of Santa Barbara operated as a state commercial bank. The company was headquartered in Santa Barbara, CA.

Heritage Oaks Bank is a state chartered commercial bank. The company is based in Paso Robles, CA.

The Goleta Valley Chamber of Commerce is a chamber of commerce organization. The non-profit company is based in Goleta, CA and has subsidiaries in the United States.