Jaime Pandal

Atlas Asset Management LLC is an independent asset management firm headquartered in Guaynabo, Puerto Rico. It was founded by Paul Hopgood in 2014. The firm provides investment advice to individual and institutional investors.

Santander Asset Management LLC (SAM) is an investment adviser headquartered in San Juan, Puerto Rico. They are a wholly-owned subsidiary of Santander BanCorp., ultimately held by Banco Santander SA (BME: SAN) in Spain. SAM provides investment management services to the First Puerto Rico Family of Funds (PR Funds) as well as various institutional clients, which include state government entities within different industries (such as insurance companies and university endowments), corporations or other organizations and corporate pension plans.