Ian Martin Lonergan

Goldman Sachs International (GSI) is the Great Britain-based, wholly-owned brokerage subsidiary of Goldman Sachs Group UK Ltd., ultimately held by The Goldman Sachs Group, Inc. (NYSE: GS) in the US. The firm was founded in 1988 and formerly known as Trushelfco Ltd. Headquartered in London, GSI provides prime brokerage, securities lending, futures services and financing services for a range of clients such as corporations, financial institutions, governments and high-net worth individuals.

HSBC Bank Plc provides commercial banking and financial services. It operates in four businesses: Retail Banking and Wealth Management, Commercial Banking, Global Banking and Markets, and Global Private Banking. The Retail Banking and Wealth Management business offers personal banking, mortgages, loans, credit cards, savings and investments and insurance services. The Commercial Banking business offers financial products and services to enable them to operate efficiently and meet their business aspirations. The Global Banking and Markets business offers capital financing, transaction and advisory banking services, trade, research, securities services and global liquidity and cash management. The Global Private Banking business offers investment management, incorporating advisory, discretionary and brokerage, private wealth solutions, comprising trusts and estate planning services. The company was founded in 1865 and is headquartered in London, the United Kingdom.

National Grid Electricity Transmission Plc engages in the business of ownership and operation of regulated electricity transmission networks in Great Britain. The company was founded on April 1, 1989 and is headquartered in London, the United Kingdom.

Newcastle Building Society provides mortgage, investment, insurance, and other financial management services in the UK. It operates through its two subsidiaries: Newcastle Financial Services, which provides life, investment, and pension products and Newcastle Strategic Solutions, which offers consulting services in areas such as call centers, commercial lending, mortgage brokering, online banking, and processing & product development. The company was founded in 1861 and is headquartered in Newcastle-upon-Tyne, the United Kingdom.

Alliance & Leicester Ltd. provides banking and financial services to both the retail and commercial sectors. It offers retail banking products, including mortgages, retail savings, current accounts, long term investments, life assurance and general insurance. The company was founded in 1852 and is headquartered in Leicester, the United Kingdom.

The Institute of Chartered Accountants in England & Wales ensures that its members, students, and affiliates maintain the highest standards of professional competency and conduct to protect the public interest. The non-profit company is based in London, UK, and has subsidiaries in the United Kingdom. With over 150,000 members, the institute provides technical information, helplines, and communities to its members.

Butterfield Mortgages Ltd. is the wholly-owned subsidiary of The Bank of N.T. Butterfield & Son Ltd. (NYSE: NTB) in Great Britain. Created in 2004 when merchant bank Leopold Joseph merged with the Bank of N.T. Butterfield & Son Ltd. The bank is located in London and provides full private banking and treasury services, internet banking, wealth management and fiduciary services to high-net worth individuals and privately-owned businesses.

JPMorgan Cazenove Holdings Ltd. provides corporate finance advice, fund managing services, and distributes securities. The company was founded on February 1, 2001 and is headquartered in London, the United Kingdom.

PricewaterhouseCoopers LLP engages in the provision of accounting services. Its services include audit and assurance, accounting advisory, risk assurance, tax management, corporate insolvency, life cycle assessment, forensic services, private equity advisory, and financial reporting valuations. The company is headquartered in London, the United Kingdom.

Goldman Sachs International, Inc. provides investment and financial services. It offers investing, advisory and financing services to client base that includes corporations, financial institutions, governments and high-net-worth individuals. The company was founded in 1988 and is headquartered in New York, NY.

Capita Employee Benefits Ltd. provides employee benefits and pension solutions. It also provides consulting solutions, including auto-enrolment, actuarial and defined benefit, client communications, investment consulting and health and risk. The company is headquartered in London, the United Kingdom.

Leeds Chamber of Commerce is a business organization that serves as a Chamber of Commerce.

Saffron Building Society provides services to federal and federally sponsored credit agencies. The private company is based in Essex, UK and has subsidiaries in the United Kingdom. Jon Hall has been the CEO of the British company since 2011.

Part of Saffron Building Society, Crocus Home Loans Ltd. is a British company that offers personalized solutions for their clients' personal circumstances, goals, and aspirations. Founded in 1990, the company is based in Saffron Walden, UK. The company's description mentions a month-long celebration in June with limited-edition products, tea parties, special events, mini get-togethers, and giveaways. Additionally, the company provides important information for all Saffron Building Society savings accounts.

Part of OSB Group Plc, Guernsey Home Loans Ltd. is a British company that provides products and tools for brokers to quickly provide the right solution for their clients' needs. The company is based in Chatham, UK. The company offers products for customers who currently hold a Guernsey Home Loans buy to let and residential mortgages.

Part of OSB Group Plc, Jersey Home Loans Ltd. is a British mortgage company that provides information on mortgage fees and charges for brokers and intermediaries. The company is based in Chatham, UK and was founded in 2002. The information provided by Jersey Home Loans is intended for brokers and intermediaries only, and not for direct customers to use as a basis for financial decisions.

Ipswich Building Society provides mortgage and savings account services.

Rothesay Life Plc engages in the provision of insurance solutions for pensions de-risking. It offers insurance buy-out solutions, bulk purchase annuities and longevity swaps. The company was founded by Antigone Loudiadis and Thomas James Pearce in 2007 and is headquartered in London, the United Kingdom.

OneSavings Bank Plc engages in the provision of financial services. It operates through the OneSavings Bank plc (OSB) and Charter Court Financial Services Group plc (CCFS) segments. The OSB segment covers market sub sectors that offer high growth potential and attractive risk adjusted returns. The CCFS segment focuses on providing Buy-to-Let and specialist residential mortgages, mortgage servicing, administration and credit consultancy, and retail savings products. The company was founded on July 13, 2010 and is headquartered in Chatham, the United Kingdom.

Part of HSBC Holdings Plc, HSBC Life (UK) Ltd. is a British banking company founded in 1906. The company is based in London, UK and offers a range of banking products including current accounts, loans, mortgages, and credit cards. The company also provides mobile banking services and apps for customers to manage their accounts on the go. HSBC explains their policies and procedures under the Modern Slavery Act and offers hassle-free banking with 24/7 online money management.

York & North Yorkshire Chamber of Commerce operates as a trade association. The non-profit company is based in Leeds, UK.

Kent Reliance Provident Society Ltd. provides banking, industrial and provident services. The company was founded in 2011 and is headquartered in Chatham, the United Kingdom.

Exact Mortgage Experts Ltd. provides administrative services. The company was founded on November 14, 2008 and is headquartered in Wolverhampton, the United Kingdom.

Part of Phoenix Group Holdings Plc, Pearl Group Holdings (No. The company is based in London, UK. 1) Ltd. functions as an investment holding British company.

NewDay Ltd. provides consumer credit financial services. Its own brand products include aqua, marbles, and Opus. The company was founded in September 2001 and is headquartered in London, the United Kingdom.

Saffron Educational Trust is a British company that provides secondary education services. The private company is based in Saffron Walden, UK and was founded in 2009.

Newcastle Financial Advisers Ltd. engages in the provision of financial planning services. The company was founded on August 13, 2002 and is headquartered in Newcastle upon Tyne, the United Kingdom.

Newcastle Financial Advisors, Inc. is a financial advisory firm based in Fullerton, CA. The private company offers financial planning services to help clients navigate the financial world and make empowered decisions. The company is committed to helping clients identify and realize their financial goals and dreams, whether it be for personal, family, or company purposes. The company provides educational resources such as whitepapers and videos to promote financial literacy. Newcastle Financial Advisors is a member of FINRA/SIPC and offers securities through Sagepoint Financial, Inc. Investment advisory services are offered through the Ameriflex Group.

Newcastle Systems Management Ltd. engages in the provision of managed IT and property services. The company was founded on April 16, 1997 and is headquartered in Newcastle-upon-Tyne, the United Kingdom.

Harrogate & District NHS Foundation Trust Charitable Fund provides grant services. The private company is based in Harrogate, UK and has subsidiaries in United Kingdom.

Part of Lloyds Banking Group Plc, Birmingham Midshires Financial Services Ltd. operates as a British non-trading company. The company is based in Halifax, UK.

Marsden Building Society provides miscellaneous business credit agencies. It offers mortgage, savings, home insurance and life planning services. The company is headquartered in Nelson, the United Kingdom.

Monzo Bank Ltd. provides investment banking services. It offers digital retail bank, fintech and digital banking. The company was founded by Paul Rippon, Jonas Huckestein, Gary Dolman, Tom Blomfield and Jason Bates in February 2015 and is headquartered in London, the United Kingdom.

Allica Bank Ltd. provides banking services. The company is based in London, UK. Richard Davies has been the CEO of the British company since 2020.