Hans Olov Harén

Nordea Direct Bank ASA provides banking and insurance services. It offers various banking products such as current accounts, savings products, and secured and unsecured loans. The firm also offers online retail banking, general insurance, and pension savings services. The firm distributes its products through the internet and serves the retail customers and agricultural market in Norway. The company was founded on September 22, 2006 and is headquartered in Oslo, Norway.

Trygg-Hansa Liv provides non-life insurance for private persons and companies. It offers a range of commercial customer insurance products, including coverage for multiple peril, casualty, workers' compensation and property and marine. It offers a variety of professional liability products for privately and publicly owned companies, financial institutions, professional firms and healthcare organizations. Founded in 1828, the company is headquartered in Stockholm, Sweden