Gary Small

The Group's principal activities are to provide commercial and retail banking, consumer finance, asset management, mortgage financing and payment processing services. The asset management includes both institutional asset and personal wealth management. The Group also provides home equity line of credit which consists of revolving lines of credit secured by residential real estate. Other consumer loans include installment loans for automobiles, boats and recreational vehicles, student loans. The Group provides credit card services and insurance services also. As on 31-Dec-2007, the Group operates through 1,400 branch banking offices and 4100 retail and wholesale mortgage offices located throughout the United States. On 05-Jan-2007, the Group acquired Fidelity Bankshares, Inc.

United Community Financial Corp. operates as a financial holding company, which provides retail and business banking products and services. The firm specializes in wealth management, mortgages, lending, commercial loans, and investment activities. Its products include deposits such as checking, debit, savings; credit and loans such as auto, personal, visas; online services such as bill pay, mobile banking, text banking; credit cards, and other. The company was founded in February 1998 and is headquartered in Youngstown, OH.

Sky Financial Group, Inc. provides banking and financial services. Its services include mortgage and payment processing, loan application, credit card application, accounting solutions, tax preparation, financial analysis, insurance, and payroll processing services to its clients. The company is headquartered in Bowling Green, OH.

Jackson Hewitt Tax Service, Inc. engages in the provision of professional tax preparation services. It offers solutions to manage customer taxes and tax refunds. The company was founded by Anthony P. Nuzzo in 1992 and is headquartered in Jersey City, NJ.

S&T Bank provides financial services to families and businesses. It offers mortgage loans, student banking, insurance and checking services. The company was founded in 1902 and is headquartered in Indiana, PA.

The Huntington National Bank engages in the provision of personal and business banking services to individuals and families, small and middle market businesses, and not-for-profit businesses. Its services include online and mobile banking, borrowing, investments, insurance, planning, and security services. The company was founded in 1866 and is headquartered in Columbus, OH.

Home Savings Bank (Youngstown, Ohio) federally chartered savings bank. It offers personal and business banking services including checking, debit and ATM cards, mortgage, home equity, personal, business loans, deposit, financing, employee benefit plans, treasury management, xpress deposit, and estate planning and wealth management services. The company was founded in 1889 and is headquartered in Youngstown, OH.