Christopher Raymond Raffo

Founded in 2003, FIG Partners LLC is a broker/dealer specializing in mid- and small-cap bank and thrift stocks. They strive to generate superior returns for institutions and high net-worth individuals through integrated trading, sales and research. They are employee-owned. FIG Partners is a member of the NASD and the SIPC. They are located in Atlanta, Georgia.

Caldwell Securities, Inc. is an independent broker/dealer headquartered in Danville, California with an additional office in Sausalito, California. The firm provides a full array of trading and execution services for their clients. They do not provide any internal research.

Community West Bancshares is a bank holding company for Community West Bank, which engages in the provision of financial products and services. Its products and services include checking accounts, savings accounts, money market accounts and fixed rates, fixed maturity certificates of deposits, cash management products, and lending products. The company was founded on November 26, 1996 and is headquartered in Goleta, CA.

Community West Bank, NA operates as a nationally chartered commercial bank. Its services include savings, business, home loans and personal. The company was founded in 1989 by Robert H. Bartlein, Jean W. Blois, William R. Peeples , James R. Sims and John D. Illgen and is headquartered in Goleta, CA.

Part of Distribution One, Inc., Universal Business Systems, Inc. is a software company that offers the Synergy Suite distributor software solution. The company is based in Somerville, NJ. The solution includes a complete finance and accounting system, customer relationship management, e-commerce and content management, sales analysis and productivity, sales, purchasing and rebate tracking. The company was founded in 1969 by Raffo T. Edward.