Arthur S. K. Fong

Hawaii National Bancshares, Inc. is a bank holding company whose wholly-owned subsidiary is Hawaii National Bank, a national banking association, the company derives substantially all of its income from the operations of the Bank and the Bank's assets constitute the majority of the company's assets. It includes personal and business checking accounts, savings accounts, time deposits, automated teller equipment, commercial loans-collateralized & uncollateralized, consumer loans, real estate collateralized loans, bank credit cards, direct lease financing, foreign exchange, commercial letters of credit, collections and discounts, safe deposit boxes, travelers checks, money orders, cashier's checks, sale of United States Savings Bonds and night depository.