Arief Budiman

PT Bank Himpunan Saudara 1906 Tbk engages in the provision of commercial banking services. The firm operates through the following segments: Pensioner, Employee, Commercial, Treasury, Funding, and Others. The Pensioner segment includes loans disbursed to pensioners debtor. The Employee segment consists of loans disbursed to government employees. The Commercial segment refers to loans provided to commercial debtors such as cooperation, multi-finance, and others. The Treasury segment undertakes the bank's treasury activities which include money market and investment in placements and securities. The Funding segment focuses on the bank's funding activities such as third party fund, bonds, and others. The Others segment refers to head office activities such as all back office processes, trade finance services, and others. The company was founded by Basoeni, Damiri, and Badjoeri in 1906 and is headquartered in Bandung, Indonesia.