Ralph L. Stevens

Oneida Financial Corp. is a stock-owned savings and loan holding company. Oneida Savings Bank, the wholly-owned subsidiary of Oneida Financial Corp., is a community bank engaged primarily in the business of accepting deposits from customers, using those deposits, together with funds generated from operations and borrowings to make one-to-four family residential and commercial real estate loans, consumer loans and commercial business loans and to invest in mortgage-backed and other securities. Through Oneida Wealth Management Inc., wholly owned subsidiary provides financial and investment advisory services. It operates through three segments: Banking Franchise, Insurance, Risk Management & Employee Benefits Activities and Financial & Investment Advisory Activities. The company was founded in September 1998 and is headquartered in Oneida, NY.

The Oneida Savings Bank provides banking services. The Oneida Savings Bank is based in Oneida, NY.

The Yale Club of New York City owns and operates private club. The firm offers weddings events, guest rooms, fitness and squash, and dinning hall. The company was founded in 1897 and is headquartered in New York, NY.