Ming-Yuen Michael Chang

Fubon Bank Hong Kong Ltd. engages in the provision of banking and related financial services. It operates through the following segments: Retail Banking, Institutional Banking, and Treasury Investment. The Retail Banking segment comprises consumer finance activities including credit card merchant acquiring, provision of credit card advances, mortgage lending and other consumer lending and wealth management services such as the sales and distribution of insurance products, investment products and securities brokerage to wealth management clients and provision of banking services to the mass market. The Institutional Banking segment refers to corporate banking, commercial banking and financial institutions, covering the provision of services including corporate lending, syndicated loans, trade financing and deposits to large corporates, and small and medium enterprises in Hong Kong and Mainland China. The Treasury Investment segment covers the group’s investment portfolio and trading in foreign exchange and debt securities. The company was founded in 1970 and is headquartered in Hong Kong.