Keith B. Smith

Concord EFS, Inc. used to provide electronic transaction services. The firm's services included network services, which provided automated teller machine (ATM) processing, debit card processing, deposit risk management, STARsm network access principally for financial institutions; and payment services, which provided point of sale processing, settlement and related services. Concord served to supermarkets, retailers, gas stations, convenience stores, restaurants and trucking companies. The company was located in Memphis, TN.

PRE Holdings, Inc., along with its subsidiaries PRE Solutions, Inc. and ITC Financial Services LLC, provided prepaid transaction processing solutions. PRE's product line included prepaid wireless airtime, long-distance cards, gift cards, music downloads, ringtones and games, online games, the Mio(TM) Money Prepaid MasterCard(R) and the Mio(TM) Now Card. The firm was located in Norcross, GA.

edo Interactive, Inc. provides digital and mobile advertising solutions. It offers an easy way to personalize offers and make them automatically available through credit or debit cards and mobile devices. The firms EDO’s Prewards marketing platform employs advanced analytics and loyalty solutions to create value for consumers, brand advertisers and financial institutions. The company was founded by Edward Braswell in 2007 and is headquartered in Nashville, TN.

Vital Processing Services LLC provides technology-based, commerce-enabling services. It provides end-to-end payment solutions to acquirers and their merchants to reliably process millions of credit, debit and other transactions. every day. It also provides managing merchant terminals and information management services. It is located in Tempe, AZ

Outlier, Inc. develops a mobile application that is intended to change the landscape of the multi-billion dollar gift card industry. It offers SWAGG, an application that permits consumers to view available balance and reward information on gift and rewards card. The company is headquartered in Atlanta, GA.

Clearent LLC engages in the provision of payment processing services. It offers Compass, next day funding, empower program, cash advance, small business loans, gift cards and loyalty cards, ACH and check processing, DataGuardian, and OptBlue payment solutions. The company was founded by Dan Geraty in 2005 and is headquartered in Creve Coeur, MO.

Payouts Network, Inc. engages in the provision of payout and compensation solutions. Its products include instant payouts and PoP (point of purchase)payouts. The company was founded by Keith Smith, Gerry Goldstein, Lalit Singh, and Paige Cattano in 2013 and is headquartered in Bozeman, MT.