Jori Matias Tapani Karstikko

Keskinäinen Työeläkevakuutusyhtiö Varma (Varma) is an independent pension fund management firm headquartered in Helsinki, Finland. The firm was founded in 1998 when Pension Sampo and parts of Pension Varma merged. Formerly known as Varma-Sampo, they changed their name to Varma in 2003 to emphasize their role as an earnings-related pension insurer and acknowledge their Finnish roots. Varma is responsible for the occupational pension security of various employees in the private sector. The firm is a socially responsible investor and signatory to the UN Principles for Responsible Investment (UN PRI).

Afalon Investment Management Oy (Afalon) is an independent multi-family office and asset manager headquartered in Espoo, Finland. The firm was founded in 2010 and formerly known as Northern Star Partners Oy. Afalon provides investors with a broad suite of wealth planning, investment advisory and investment management solutions. Their clients are successful business builders, wealthy families and institutions.