Jarmo Olavi Viitanen

OP-Asuntoluottopankki Oyj is responsible for OP Financial Group's secured funding by issuing mortgage-backed covered notes. It grants housing loans against securing collateral and buys loans in accordance with the Covered Bond Act. The company was founded on August 29, 2000 and is headquartered in Helsinki, Finland.

OP Yrityspankki Oyj provides banking, non-life insurance, and asset management services. It offers financing, investment, and payment transaction solutions to companies and institutions as well as statutory and voluntary insurance policies to corporate and private customers. The company operates through the following segments: Banking, Non-Life Insurance, and Other Operations. OP Yrityspankki was founded on May 14, 1902 and is headquartered in Helsinki, Finland.