James L. Lemley

Georgia-Carolina Bancshares, Inc. is a bank holding company for First Bank of Georgia. The company through its subsidiary offers a full range of deposit and lending services and is a member of an electronic banking network that enables its customers to use the automated teller machines of other financial institutions. It also offers commercial and business credit services, as well as various consumer credit services, including home mortgage loans, automobile loans, lines of credit, home equity loans and home improvement loans. Georgia Carolina Bancshares was founded in January 1997 and is headquartered in Augusta, GA.

First Bank of Georgia provided banking services. The company was headquartered in Augusta, GA.