Edmundo Javier Garza

Consultiva Internacional, Inc. (CIC) is a registered investment advisor headquartered in San Juan, Puerto Rico and was founded in 1999. The firm is a direct subsidiary of Consultiva Holding Group LLC, which is ultimately held by Bancredito Financial Group Trust & Co. CIC provides investment advisory services for the following types of clients: individuals and families, banks, pension and profit sharing plans, 401k plans, endowments, foundations, credit unions, Taft-Hartley plans, insurance companies, trusts and estates, charitable organizations, state government entities and corporations and similar business entities (i.e., limited liability companies, partnerships and professional partnerships).

Banco Popular de Puerto Rico provides banking and financial services. It offers services in areas such as insurance, processing, investments, loans and credits. The company was founded in 1892 and is headquartered in San Juan, Puerto Rico.

Oriental Bank operates as a commercial bank. The company is engaged in providing commercial banking services. Oriental Bank is founded in 1994 and is headquartered in San Juan, Puerto Rico.

Part of GATX Corp., Sun Financial Group, Inc. is a technology-focused finance company. The company is based in Tampa, FL. Sun Financial Group was acquired by GATX Capital Corp. on November 16, 1995.