Barton Black

Farmers & Merchants Bank operates as a state chartered commercial bank. It provides commercial banking services, including commercial and individual demand and time deposit accounts, repurchase agreements for commercial customers, commercial and individual loans, Internet banking, drive-in banking services, ATMs at all branch locations and several off-site locations, as well as a courier service for its commercial banking customers. The company was founded on April 15, 1908 and is headquartered in Timberville, VA.

Strategic Risk Associates LLC provides consulting and advisory services for the banking and financial services industries. The firm offers credit risk and data management, loan reviews, stress tests, credit training, credit process improvements, enterprise risk management; merger and acquisition support; regulatory support for bank exams and enforcement actions; management and board assessments; strategic plans; capital plans; and board of director training, and succession plans. The company was founded by Michael Glotz in 2008 and is headquartered in Glen Allen, VA.