Arthur Michael Heinmaa

Cidel Asset Management, Inc. (Cidel AM) is the asset management subsidiary of Cidel Bank Canada. The firm was founded by Peter D. Sacks and Robert H. Gibson in 2013 and formerly known as Toron AMI International Asset Management. Headquartered in Toronto, they offer investment services and solutions to private clients. Cidel AM is a signatory of the United Nations-supported Principles for Responsible Investment (PRI).

Founded in 1988, Toron Capital Markets, Inc. is an investment advisor located in Toronto, Ontario

The Group's principal activities are to provide investment, financing, advisory, insurance and related products and services on a global basis. The Group's services includes securities brokerage, trading, insurance, record keeping and underwriting through its broker, dealer, banking, insurance and other financial services subsidiaries. The Group operates in three business segments: Global Markets and Investment Banking group, Global Private Client, and Merrill Lynch Investment Managers. The principal subsidiary of the Group is Merrill Lynch, Pierce, Fenner & Smith Inc., which provides securities brokerage, option contracts, commodity and financial futures contracts, selected insurance products, options, corporate and municipal securities, investment banking and business advisory services. The Group operates in Europe, Middle East, and Africa, Pacific Rim, Canada and Latin America. In 2005, the Group acquired Pax Clearing Corp, the advest Group and Amvescap Plc.