Art Ernst

Byrne Asset Management LLC (Byrne AM) is an independent, SEC-registered investment advisor and wealth management firm headquartered in Kingston, New Jersey. The firm was founded by Brendan Thomas “Tom” Byrne in 1999. Byrne AM provides investment management and financial planning services for individual investors and small companies, which includes participants in 401k plans they advise.

Merrill Lynch & Co., Inc. provided wealth management, securities trading and sales, corporate finance and investment banking services. Merrill Lynch was a global trader and underwriter of securities and derivatives across a range of asset classes and serve as a strategic advisor to governments, institutions and individuals worldwide. The company was founded in 1913 and was headquartered in Charlotte, NC.

The Robert Wood Johnson Foundation (RWJF) is an independent philanthropic organization headquartered in Princeton, New Jersey. The firm was founded in 1972 and is dedicated solely to health. RWJF funds a wide array of programs which are working to help build a national Culture of Health.

Foresters Financial Services, Inc. provides asset management services. Its products and services include mutual funds, college savings plans, insurance, and retirement planning. The company was founded on February 7, 1968 and is headquartered in New York, NY.