Richard Keith Martino

Keefe, Bruyette & Woods, Inc. (KBW) is a full-service investment bank and broker/dealer headquartered in New York City. The firm was founded in 1962 and is a subsidiary of Stifel Financial Corp. (NYSE: SF). KBW offers sales and trading in equities securities of financial services companies.

Founded in 1999 by the late Thomas Watson, Janney Montgomery Scott LLC (JMS) is a full-service financial services firm and registered broker/dealer headquartered in Philadelphia, Pennsylvania. The firm is a subsidiary of Independence Square Properties LLC, itself a subsidiary of Penn Mutual Insurance Co. Their ultimate parent is Harleysville Mutual Insurance Co. JMS is a member of the NYSE, the SIPC and FINRA. The firm provides comprehensive financial advice and services to individual, corporate and institutional investors. Their primary coverage verticals include the consumer, technology, financials and infrastructure sectors.

White Mountain Capital is a full-service, independent investment firm and broker/dealer located in New York City. The firm provides services to individual and institutional clients. They are a member of FINRA and the SIPC. White Mountain Capital provides a full array of trading and execution services for their clients. They do not provide any internal research

Part of F. Marc de Lacharrière (Fimalac) SE, Thomson Bankwatch, Inc. provides international banking ratings services.

Harvard University engages in the provision of teaching and research. It has twelve degree-granting Schools in addition to the Radcliffe Institute for Advanced Study, offering a global education. The university was founded in 1636 and is headquartered in Cambridge, MA.

Metro Phoenix Bank, Inc. provides banking services to commercial and real estate customers. It offers commercial loan products that include asset-based lines of credit, working capital loans/working capital lines of credit, equipment loans, loans to professionals (medical, legal, or CPAs), loans to non-profit and faith-based organizations, and other loans; real estate lending products, such as residential and commercial construction loans, and commercial term real estate loans; and SBA lending products. The company also provides personal banking services, such as personal checking accounts, now accounts, money market accounts, savings accounts, certificate of deposit, CDARS, individual retirement arrangements, Visa debit cards, credit cards, and NetTeller personal online banking services; business banking services, including business deposits, business credit and debit cards, merchant services, treasury management, NetTeller business online banking, remote deposit capture, courier services, night drop and bank by mail, online payment solutions, positive pay, and lockbox services. Its business deposit accounts include business checking accounts, business analysis checking accounts, business NOW accounts, IOLTA accounts, business savings accounts, business money market accounts, certificates of deposits, and sweep accounts. In addition, it offers wires, merchant services, and cash management services. The company was founded in 2007 and is headquartered in Phoenix, AZ.