Phil Kosmala

Advisor Os LLC (dba TAIKO) is an independent, SEC-registered investment advisor headquartered in Chicago, Illinois. Founded in 2017, TAIKO provides investment and operational platform services to registered investment advisers and their clients.

Taiber Kosmala & Associates LLC is an independent investment consulting firm that advises over $11b in client assets. The private company is based in Chicago, IL. The company creates and implement custom investment programs for institutional clients, financial intermediaries, and family offices. The company's expertise in portfolio construction, asset allocation, manager research, and risk management combined with the industry’s leading technology are a tremendous resource for their client base. The company was founded in 2012 by Joseph David Taiber and Phillip J. Kosmala.

US Financial Advisors LLC (USFA) is a SEC-registered investment advisor headquartered in Braintree, Massachusetts. The firm was founded by John Napolitano in 1998. They are owned and controlled by Great Valley Advisor Group, Inc. USFA provides fee-based investment advisory and financial planning services to individuals and high-net-worth individuals (which include trusts and estates), and pension and profit-sharing plans, and business entities.