Ngan Fred

Bowtie Life Insurance Co. Ltd. is an insurance company based in Hong Kong, HK. The company offers regular life insurance with a coverage of up to Hong Kong $8 million and a monthly premium of only Hong Kong $38. Bowtie aims to provide citizens with better protection at a lower price by using technology to reduce costs and offer "pure protection" insurance products. Bowtie also provides "zero commission" insurance plans such as voluntary medical insurance, life, and crisis, with monthly premiums as low as $100. Customers can enjoy outpatient services, premium reduction, or Bowtiecash. The Chinese company also offers a claim service for customers' loved ones who cannot claim for themselves due to injuries. The company was founded in 2017 by Ngan Fred, Kwan Yu Chan, who have been the CEOs since then.

Coherent Capital Advisors Ltd. provides asset liability management, risk and capital management services. Its product suite Improves customer experience to drive sales and interact with customers on their favorite social messaging platforms. The company was founded by John Brisco, Kwan Yu Chan and Ngan Fred in 2018 and is headquartered in Causeway Bay, Hong Kong.

Seasonalife Ltd. provides insurance data platform. Its platform is a one-stop, web-based solution to quote, compare and illustrate insurance products across multiple insurers. The company was founded by Fred Ngan and Michael Chan on May 17, 2016 and is headquartered in Hong Kong.