![Lauren Holland](https://cdn.zonebourse.com/static/resize/768/576//static/images/insiders/unknown.png)
Lauren Holland
Analyst-Festverzinsliche Wertpapiere bei CreditSights, Inc.
Aktive Beziehungen
Name | Geschlecht | Alter | Unternehmensverbindungen | Zusammenarbeit |
---|---|---|---|---|
Glenn Reynolds | M | - |
CreditSights, Inc.
![]() CreditSights, Inc. Investment ManagersFinance CreditSights, Inc. is an independent investment research firm headquartered in New York City. The firm was co-founded by Paul Ciasullo, Reena Mithal, Glenn Reynolds and Peter Petas in 2000. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. CreditSights provides fundamental, in-depth credit research for buy-side decisionmakers, sell-side intermediaries and wealth managers and private banks globally. The firm actively covers more than 5,000 companies in North America, Europe, and Asia-Pacific representing over 56 countries. | 24 Jahre |
Peter Petas | M | - |
CreditSights, Inc.
![]() CreditSights, Inc. Investment ManagersFinance CreditSights, Inc. is an independent investment research firm headquartered in New York City. The firm was co-founded by Paul Ciasullo, Reena Mithal, Glenn Reynolds and Peter Petas in 2000. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. CreditSights provides fundamental, in-depth credit research for buy-side decisionmakers, sell-side intermediaries and wealth managers and private banks globally. The firm actively covers more than 5,000 companies in North America, Europe, and Asia-Pacific representing over 56 countries. | 24 Jahre |
Louise Purtle | F | - |
CreditSights, Inc.
![]() CreditSights, Inc. Investment ManagersFinance CreditSights, Inc. is an independent investment research firm headquartered in New York City. The firm was co-founded by Paul Ciasullo, Reena Mithal, Glenn Reynolds and Peter Petas in 2000. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. CreditSights provides fundamental, in-depth credit research for buy-side decisionmakers, sell-side intermediaries and wealth managers and private banks globally. The firm actively covers more than 5,000 companies in North America, Europe, and Asia-Pacific representing over 56 countries. | 22 Jahre |
Nathan Wenger | M | - |
CreditSights, Inc.
![]() CreditSights, Inc. Investment ManagersFinance CreditSights, Inc. is an independent investment research firm headquartered in New York City. The firm was co-founded by Paul Ciasullo, Reena Mithal, Glenn Reynolds and Peter Petas in 2000. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. CreditSights provides fundamental, in-depth credit research for buy-side decisionmakers, sell-side intermediaries and wealth managers and private banks globally. The firm actively covers more than 5,000 companies in North America, Europe, and Asia-Pacific representing over 56 countries. | 15 Jahre |
Chris Snow | M | - |
CreditSights, Inc.
![]() CreditSights, Inc. Investment ManagersFinance CreditSights, Inc. is an independent investment research firm headquartered in New York City. The firm was co-founded by Paul Ciasullo, Reena Mithal, Glenn Reynolds and Peter Petas in 2000. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. CreditSights provides fundamental, in-depth credit research for buy-side decisionmakers, sell-side intermediaries and wealth managers and private banks globally. The firm actively covers more than 5,000 companies in North America, Europe, and Asia-Pacific representing over 56 countries. | 20 Jahre |
James Goldstein | M | - |
CreditSights, Inc.
![]() CreditSights, Inc. Investment ManagersFinance CreditSights, Inc. is an independent investment research firm headquartered in New York City. The firm was co-founded by Paul Ciasullo, Reena Mithal, Glenn Reynolds and Peter Petas in 2000. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. CreditSights provides fundamental, in-depth credit research for buy-side decisionmakers, sell-side intermediaries and wealth managers and private banks globally. The firm actively covers more than 5,000 companies in North America, Europe, and Asia-Pacific representing over 56 countries. | 20 Jahre |
Joey Bortfeld | M | - |
CreditSights, Inc.
![]() CreditSights, Inc. Investment ManagersFinance CreditSights, Inc. is an independent investment research firm headquartered in New York City. The firm was co-founded by Paul Ciasullo, Reena Mithal, Glenn Reynolds and Peter Petas in 2000. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. CreditSights provides fundamental, in-depth credit research for buy-side decisionmakers, sell-side intermediaries and wealth managers and private banks globally. The firm actively covers more than 5,000 companies in North America, Europe, and Asia-Pacific representing over 56 countries. | 19 Jahre |
Susan Lewis | M | - |
CreditSights, Inc.
![]() CreditSights, Inc. Investment ManagersFinance CreditSights, Inc. is an independent investment research firm headquartered in New York City. The firm was co-founded by Paul Ciasullo, Reena Mithal, Glenn Reynolds and Peter Petas in 2000. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. CreditSights provides fundamental, in-depth credit research for buy-side decisionmakers, sell-side intermediaries and wealth managers and private banks globally. The firm actively covers more than 5,000 companies in North America, Europe, and Asia-Pacific representing over 56 countries. | 24 Jahre |
James Dunn | M | - |
CreditSights, Inc.
![]() CreditSights, Inc. Investment ManagersFinance CreditSights, Inc. is an independent investment research firm headquartered in New York City. The firm was co-founded by Paul Ciasullo, Reena Mithal, Glenn Reynolds and Peter Petas in 2000. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. CreditSights provides fundamental, in-depth credit research for buy-side decisionmakers, sell-side intermediaries and wealth managers and private banks globally. The firm actively covers more than 5,000 companies in North America, Europe, and Asia-Pacific representing over 56 countries. | 13 Jahre |
Mary Pollock | F | - |
CreditSights, Inc.
![]() CreditSights, Inc. Investment ManagersFinance CreditSights, Inc. is an independent investment research firm headquartered in New York City. The firm was co-founded by Paul Ciasullo, Reena Mithal, Glenn Reynolds and Peter Petas in 2000. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. CreditSights provides fundamental, in-depth credit research for buy-side decisionmakers, sell-side intermediaries and wealth managers and private banks globally. The firm actively covers more than 5,000 companies in North America, Europe, and Asia-Pacific representing over 56 countries. | 14 Jahre |
Scott Meadow | M | 69 |
The University of Chicago Booth School of Business
| 25 Jahre |
Ashwin Tiruvasu | M | - |
CreditSights, Inc.
![]() CreditSights, Inc. Investment ManagersFinance CreditSights, Inc. is an independent investment research firm headquartered in New York City. The firm was co-founded by Paul Ciasullo, Reena Mithal, Glenn Reynolds and Peter Petas in 2000. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. CreditSights provides fundamental, in-depth credit research for buy-side decisionmakers, sell-side intermediaries and wealth managers and private banks globally. The firm actively covers more than 5,000 companies in North America, Europe, and Asia-Pacific representing over 56 countries. | 12 Jahre |
Peter Simon | M | - |
CreditSights, Inc.
![]() CreditSights, Inc. Investment ManagersFinance CreditSights, Inc. is an independent investment research firm headquartered in New York City. The firm was co-founded by Paul Ciasullo, Reena Mithal, Glenn Reynolds and Peter Petas in 2000. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. CreditSights provides fundamental, in-depth credit research for buy-side decisionmakers, sell-side intermediaries and wealth managers and private banks globally. The firm actively covers more than 5,000 companies in North America, Europe, and Asia-Pacific representing over 56 countries. | 15 Jahre |
Matthew Woodruff | M | - |
CreditSights, Inc.
![]() CreditSights, Inc. Investment ManagersFinance CreditSights, Inc. is an independent investment research firm headquartered in New York City. The firm was co-founded by Paul Ciasullo, Reena Mithal, Glenn Reynolds and Peter Petas in 2000. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. CreditSights provides fundamental, in-depth credit research for buy-side decisionmakers, sell-side intermediaries and wealth managers and private banks globally. The firm actively covers more than 5,000 companies in North America, Europe, and Asia-Pacific representing over 56 countries. | 3 Jahre |
Josh Esterov | M | - |
CreditSights, Inc.
![]() CreditSights, Inc. Investment ManagersFinance CreditSights, Inc. is an independent investment research firm headquartered in New York City. The firm was co-founded by Paul Ciasullo, Reena Mithal, Glenn Reynolds and Peter Petas in 2000. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. CreditSights provides fundamental, in-depth credit research for buy-side decisionmakers, sell-side intermediaries and wealth managers and private banks globally. The firm actively covers more than 5,000 companies in North America, Europe, and Asia-Pacific representing over 56 countries. | 11 Jahre |
Winnie Cisar | F | - |
CreditSights, Inc.
![]() CreditSights, Inc. Investment ManagersFinance CreditSights, Inc. is an independent investment research firm headquartered in New York City. The firm was co-founded by Paul Ciasullo, Reena Mithal, Glenn Reynolds and Peter Petas in 2000. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. CreditSights provides fundamental, in-depth credit research for buy-side decisionmakers, sell-side intermediaries and wealth managers and private banks globally. The firm actively covers more than 5,000 companies in North America, Europe, and Asia-Pacific representing over 56 countries. | 3 Jahre |
Eric Axon | M | - |
CreditSights, Inc.
![]() CreditSights, Inc. Investment ManagersFinance CreditSights, Inc. is an independent investment research firm headquartered in New York City. The firm was co-founded by Paul Ciasullo, Reena Mithal, Glenn Reynolds and Peter Petas in 2000. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. CreditSights provides fundamental, in-depth credit research for buy-side decisionmakers, sell-side intermediaries and wealth managers and private banks globally. The firm actively covers more than 5,000 companies in North America, Europe, and Asia-Pacific representing over 56 countries. | 13 Jahre |
Howard Sitzer | M | - |
CreditSights, Inc.
![]() CreditSights, Inc. Investment ManagersFinance CreditSights, Inc. is an independent investment research firm headquartered in New York City. The firm was co-founded by Paul Ciasullo, Reena Mithal, Glenn Reynolds and Peter Petas in 2000. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. CreditSights provides fundamental, in-depth credit research for buy-side decisionmakers, sell-side intermediaries and wealth managers and private banks globally. The firm actively covers more than 5,000 companies in North America, Europe, and Asia-Pacific representing over 56 countries. | 10 Jahre |
Jesse Rosenthal | M | - |
CreditSights, Inc.
![]() CreditSights, Inc. Investment ManagersFinance CreditSights, Inc. is an independent investment research firm headquartered in New York City. The firm was co-founded by Paul Ciasullo, Reena Mithal, Glenn Reynolds and Peter Petas in 2000. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. CreditSights provides fundamental, in-depth credit research for buy-side decisionmakers, sell-side intermediaries and wealth managers and private banks globally. The firm actively covers more than 5,000 companies in North America, Europe, and Asia-Pacific representing over 56 countries. | 16 Jahre |
Jordan Chalfin | M | - |
CreditSights, Inc.
![]() CreditSights, Inc. Investment ManagersFinance CreditSights, Inc. is an independent investment research firm headquartered in New York City. The firm was co-founded by Paul Ciasullo, Reena Mithal, Glenn Reynolds and Peter Petas in 2000. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. CreditSights provides fundamental, in-depth credit research for buy-side decisionmakers, sell-side intermediaries and wealth managers and private banks globally. The firm actively covers more than 5,000 companies in North America, Europe, and Asia-Pacific representing over 56 countries. | 15 Jahre |
Brian Foster | M | - |
CreditSights, Inc.
![]() CreditSights, Inc. Investment ManagersFinance CreditSights, Inc. is an independent investment research firm headquartered in New York City. The firm was co-founded by Paul Ciasullo, Reena Mithal, Glenn Reynolds and Peter Petas in 2000. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. CreditSights provides fundamental, in-depth credit research for buy-side decisionmakers, sell-side intermediaries and wealth managers and private banks globally. The firm actively covers more than 5,000 companies in North America, Europe, and Asia-Pacific representing over 56 countries. | 16 Jahre |
Joseph Harroz | M | 57 |
University of Oklahoma
| 28 Jahre |
Wen Li | M | - |
CreditSights, Inc.
![]() CreditSights, Inc. Investment ManagersFinance CreditSights, Inc. is an independent investment research firm headquartered in New York City. The firm was co-founded by Paul Ciasullo, Reena Mithal, Glenn Reynolds and Peter Petas in 2000. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. CreditSights provides fundamental, in-depth credit research for buy-side decisionmakers, sell-side intermediaries and wealth managers and private banks globally. The firm actively covers more than 5,000 companies in North America, Europe, and Asia-Pacific representing over 56 countries. | 17 Jahre |
Andrew DeVries | M | - |
CreditSights, Inc.
![]() CreditSights, Inc. Investment ManagersFinance CreditSights, Inc. is an independent investment research firm headquartered in New York City. The firm was co-founded by Paul Ciasullo, Reena Mithal, Glenn Reynolds and Peter Petas in 2000. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. CreditSights provides fundamental, in-depth credit research for buy-side decisionmakers, sell-side intermediaries and wealth managers and private banks globally. The firm actively covers more than 5,000 companies in North America, Europe, and Asia-Pacific representing over 56 countries. | 22 Jahre |
Roger King | M | - |
CreditSights, Inc.
![]() CreditSights, Inc. Investment ManagersFinance CreditSights, Inc. is an independent investment research firm headquartered in New York City. The firm was co-founded by Paul Ciasullo, Reena Mithal, Glenn Reynolds and Peter Petas in 2000. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. CreditSights provides fundamental, in-depth credit research for buy-side decisionmakers, sell-side intermediaries and wealth managers and private banks globally. The firm actively covers more than 5,000 companies in North America, Europe, and Asia-Pacific representing over 56 countries. | 22 Jahre |
Andrew Brady | M | - |
CreditSights, Inc.
![]() CreditSights, Inc. Investment ManagersFinance CreditSights, Inc. is an independent investment research firm headquartered in New York City. The firm was co-founded by Paul Ciasullo, Reena Mithal, Glenn Reynolds and Peter Petas in 2000. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. CreditSights provides fundamental, in-depth credit research for buy-side decisionmakers, sell-side intermediaries and wealth managers and private banks globally. The firm actively covers more than 5,000 companies in North America, Europe, and Asia-Pacific representing over 56 countries. | 21 Jahre |
David Lyle Boren | M | 82 |
University of Oklahoma
| 30 Jahre |
Peter Sakon | M | - |
CreditSights, Inc.
![]() CreditSights, Inc. Investment ManagersFinance CreditSights, Inc. is an independent investment research firm headquartered in New York City. The firm was co-founded by Paul Ciasullo, Reena Mithal, Glenn Reynolds and Peter Petas in 2000. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. CreditSights provides fundamental, in-depth credit research for buy-side decisionmakers, sell-side intermediaries and wealth managers and private banks globally. The firm actively covers more than 5,000 companies in North America, Europe, and Asia-Pacific representing over 56 countries. | 2 Jahre |
Beziehungs-Chart
Beziehungen zu mehreren Unternehmen
Ehemalige Beziehungen
Name | Geschlecht | Alter | Unternehmensverbindungen | Zusammenarbeit |
---|---|---|---|---|
Anas F. Alhajji | M | - |
University of Oklahoma
| 6 Jahre |
William Paiva | M | - |
University of Oklahoma
| 11 Jahre |
GR Underwood | M | - |
University of Oklahoma
| 12 Jahre |
Brian M. Gibbons | M | - |
CreditSights, Inc.
![]() CreditSights, Inc. Investment ManagersFinance CreditSights, Inc. is an independent investment research firm headquartered in New York City. The firm was co-founded by Paul Ciasullo, Reena Mithal, Glenn Reynolds and Peter Petas in 2000. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. CreditSights provides fundamental, in-depth credit research for buy-side decisionmakers, sell-side intermediaries and wealth managers and private banks globally. The firm actively covers more than 5,000 companies in North America, Europe, and Asia-Pacific representing over 56 countries. | 17 Jahre |
Terng Sheng Yap | M | 51 |
University of Oklahoma
| 6 Jahre |
Michael J. Barhydt | M | - |
University of Oklahoma
| 6 Jahre |
Todd Glass | M | - |
University of Oklahoma
| 7 Jahre |
Douglas A. Sterk | M | 48 |
University of Oklahoma
| 5 Jahre |
Brian S O’Keefe | M | - |
The University of Chicago Booth School of Business
| 3 Jahre |
Ellen Rudnick | F | 73 |
The University of Chicago Booth School of Business
| 17 Jahre |
Rajesh Paramaguru | M | - |
The University of Chicago Booth School of Business
| 4 Jahre |
Michael Harrington | M | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Masa Hosomizu | M | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Shundrawn Thomas | M | 50 |
The University of Chicago Booth School of Business
| 2 Jahre |
John Grafer | M | 54 |
The University of Chicago Booth School of Business
| 2 Jahre |
Brett Johnson | M | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Paul Joseph Sularz | M | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Chad Louis Boeding | M | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Jerry Go Ngo | M | 55 |
The University of Chicago Booth School of Business
| 2 Jahre |
Charles R. Haywood | M | 55 |
The University of Chicago Booth School of Business
| 2 Jahre |
Bhalendu Deshpande | M | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Ryan McGlothlin | M | 51 |
The University of Chicago Booth School of Business
| 2 Jahre |
Shree Viswanathan | M | 60 |
The University of Chicago Booth School of Business
| 2 Jahre |
Stephanie Braming | F | - |
The University of Chicago Booth School of Business
| 3 Jahre |
Andrey Markovich Uspenskiy | M | 54 |
The University of Chicago Booth School of Business
| 2 Jahre |
Jan Pokorny | M | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Persio Morassutti | M | - |
The University of Chicago Booth School of Business
| 1 Jahre |
Matthew Spencer Browning | M | 51 |
The University of Chicago Booth School of Business
| 2 Jahre |
Chris Fronk | M | - |
The University of Chicago Booth School of Business
| 3 Jahre |
Vito Consiglio | M | 60 |
The University of Chicago Booth School of Business
| 2 Jahre |
Clifton White | M | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Chris O’Connor | M | 54 |
The University of Chicago Booth School of Business
| 2 Jahre |
CASSELBERRY JIM | M | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Henry Lu | M | 58 |
The University of Chicago Booth School of Business
| 2 Jahre |
Robert Whelan | M | - |
The University of Chicago Booth School of Business
| 3 Jahre |
Lunde Michael Steen | M | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Dean Rosenblum | M | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Jason Wilson | M | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Mary Margaret Frank | M | 55 |
The University of Chicago Booth School of Business
| 3 Jahre |
Jefri Darmadi | M | 64 |
The University of Chicago Booth School of Business
| 2 Jahre |
Peter-Mark Vogel | M | 58 |
The University of Chicago Booth School of Business
| 2 Jahre |
Simon H. Thomas | M | 64 |
The University of Chicago Booth School of Business
| 2 Jahre |
Corey Schieler | M | - |
The University of Chicago Booth School of Business
| 3 Jahre |
Michael Paul MacKinnon | M | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Douglas Dummer | M | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Quoc Tran | M | 51 |
The University of Chicago Booth School of Business
| 2 Jahre |
Vikram Kaura | M | 59 |
The University of Chicago Booth School of Business
| 2 Jahre |
Travis D. Schaftenaar | M | 54 |
The University of Chicago Booth School of Business
| 2 Jahre |
Michael Neil Davidoff | M | - |
The University of Chicago Booth School of Business
| 2 Jahre |
John Heitkemper | M | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Camron Hossein Ghaffari | M | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Jahanara Nissar | F | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Mark D. Wienkes | M | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Clay Brock | M | - |
The University of Chicago Booth School of Business
| 3 Jahre |
Melissa Marie Reilly | F | 53 |
The University of Chicago Booth School of Business
| 2 Jahre |
Philip Lee | M | - |
The University of Chicago Booth School of Business
| 2 Jahre |
James Harrington | M | 63 |
The University of Chicago Booth School of Business
| 2 Jahre |
Jim Hoeg | M | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Soujanya Bhumkar | M | - |
University of Oklahoma
| 2 Jahre |
Marc Stoll | M | 53 |
The University of Chicago Booth School of Business
| 2 Jahre |
Cédric Olbrechts | M | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Tao Tao | M | 51 |
The University of Chicago Booth School of Business
| 2 Jahre |
Trey Tune | M | 53 |
The University of Chicago Booth School of Business
| 2 Jahre |
Joel Edward Dickey Wells | M | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Erin Davis | F | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Louis W. Bremer | M | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Jay C. Flaherty | M | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Bill Callanan | M | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Nancy Elain Frohna | F | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Donna Snider | F | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Amy Elizabeth MacLeod | F | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Kyle Chung | M | - |
The University of Chicago Booth School of Business
| 2 Jahre |
Statistik
Land | Beziehungen | % des Gesamten |
---|---|---|
Vereinigte Staaten | 100 | 100,00% |
Alter der Beziehungen
Aktive
Vergangene
Herr
Frau
Aufsichtsräte
Führungskräfte
Ursprung der Beziehungen
- Börse
- Insiders
- Lauren Holland
- Persönliches Netzwerk