Gilbert Schuyler Havens

Howard Capital Management, Inc. is an independent wealth management firm headquartered in Los Angeles, California. The firm was founded by Harold Howard in 1974 and provides investment advice to high net-worth families and individuals, foundations, charitable entities, and endowments.

Iris Reinsurance Ltd. operates as insurance and reinsurance company. It provides institutional investors with risk-adjusted returns uncorrelated to traditional asset classes by underwriting parametric and index-based insurance and reinsurance, primarily through industry loss warranties. The company was founded on June 3, 2009 and is headquartered in Hamilton, Bermuda.