David K. Steel

RAM Reinsurance Co. Ltd. provides financial guaranty reinsurance services. It offers public and structured finance services in the United States and international markets. Its customers include Ambac, Financial Security Assurance, MBIA, Financial Guaranty Insurance, and XL Capital. The company was founded in January 1998 and is headquartered in Hamilton, Bermuda.

The Group's principal activity is to invest in mortgage backed securities and mortgage loans. Its operating in three segments through its subsidiaries: the REIT, operated through Hanover; consulting and outsourcing services marketed to the mortgage industry, operated by Hanover Capital Partners Ltd (HCP); and loan sale advisory services and technology solutions for the mortgage industry, operated by Hanover Trade Inc (HT). It also provides advisory services, document processing and on-line exchange services for trading loan pools and loan sale advisory services for third parties. It also provides asset-management services, including due diligence and administrative responsibilities. The Group solely operates in the United States.

Financial Guaranty Insurance Co. engages in the provision of insurance solutions. It offers financial guaranty, mortgage insurance, and mortgage services for credit enhancement on public finance and structured finance securities. The company was founded by Roger K. Taylor in 1983 and is headquartered in New York, NY.

Lehman Brothers Holdings Plc provides finance and treasury management services. The company is headquartered in London, UK.

American Overseas Reinsurance Co. Ltd. provides financial guaranty reinsurance to third parties. It offers financial guaranty reinsurance for public finance and structured finance transactions. The company was founded in 1998 and is headquartered in Hamilton, Bermuda.