David Galea

Cove Program Managers Ltd. is a managing general agency founded in 2011, based in the UK. The British company specializes in providing subcontractor default insurance to general contractors for direct and indirect costs in the residential construction liability marketplace. With decades of experience and long-standing insurance relationships, Cove Program Managers is a dynamic and independently owned private company.

Optio Underwriting Ltd. provides insurance underwriting, claims analysis, and risk engineering services. The firm also offers residential construction, commercial residential, and subcontractor default. The company was founded by Kevin Maurice Hastings and Paul Mark Jansen in 2011 and is headquartered in London, the United Kingdom.

Part of Arthur J. Gallagher & Co., Bay Risk Services Ltd. is a British company that delivers independent insurance and reinsurance placement services into the Lloyd's and International Markets. The company is based in London, UK. The company creates long-term solutions for program managers, reinsurance clients, specialist MGAs, and Coverholders. The CEOs are Andrew Smallshaw and Robin Barker-Hahlo. The company was founded by Kevin Maurice Hastings. Bay Risk Services was acquired by Gallagher RE, Inc. (United Kingdom) from Optio Underwriting Ltd. on March 06, 2023.

Optio Group Ltd. provides insurance services. Its products include healthcare, transactional risk, medical billings regulatory, commercial construction and residential construction. The company was founded by Paul Mark Jansen and is headquartered in London, the United Kingdom.

Part of Preservation Capital I LLP, Optio Group Services Ltd. is a British company founded in 2019 that brings together the expertise and specialisms of several companies such as Brockwell Capital, Northcourt Limited, Cove Programs, Ascent Underwriting, and Bay Risk. The company is based in London, UK. Optio provides expert claims team to protect and support businesses in their time of need and guide them through the process.

Part of Optio Group Ltd., Northcourt Ltd. provides nuclear property insurance services. The company is based in Saint Julian's, Malta. The CEO of the Maltese company is Alan Patrick Rickett. Northcourt was acquired by Optio Group Ltd. on April 29, 2021.