Kazuya Jono

Sumitomo Mitsui Banking Corp. engages in the provision of financial services centered on banking. It operates through the following business segments: Wholesale, Retail, International, Market Sales, and Headquarters Management. The Wholesale segment covers business for customers of large and medium-sized companies in Japan. The Retail segment handles business for domestic individuals and SME customers. The International segment comprises of business for overseas Japanese and non-Japanese companies. The Market Sales segment corresponds to financial market business. The Headquarters Management segment includes all other businesses not covered by other segments. The company was founded in April 2001 and is headquartered in Tokyo, Japan.

Cedyna Financial Corp. provides credit cards and miscellaneous financing services. It is composed by two other core areas of business such as Installment Business and Solution Business. Its installment business provides shopping credit, home improvement loan and automobile loan and its solution business provides collection sourcing, convenience store network for payment collection and business credit. The company was founded in 1950 and is headquartered in Tokyo, Japan.

Sumitomo Mitsui Card Co. Ltd., engages in credit card, loan, guarantee and gift card related business. The company was founded on December 26, 1967 and is headquartered in Tokyo, Japan.

Part of Sumitomo Mitsui Financial Group, Inc., SMFG Card & Credit, Inc. is an investment holding Japanese company. The company is based in Tokyo, Japan.

Citibank Japan Ltd. provides banking services. The firm's products include corporate and investment banking, markets and securities services, capital markets origination, treasury and trade solutions, and research. It provides consumers, corporations, governments and institutions with financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. The company was founded in July 2007 and is headquartered in Chiyoda-ku, Tokyo.