Markus Altenhoff

Manages a pension and retirement funds for doctors

ÄVWL aims to maintain the level of pensions of its members and their family members by increasing pension entitlements and current pensions, depending on the respective economic and political environment of the firm. In order to ensure a dynamic pension scheme for its members, ÄVWL strives for a surplus return on the entire assets in compliance with the principles of investment security and risk diversification. The minimum goal is to achieve an annual return on investment of currently 4 percent. The pension fund is obliged to observe the provisions of the Insurance Supervision Act (VAG) and the ordinance on the investment of tied assets by insurance companies (AnlV). The firm focuses on stability and continuity and keeps the risks as low as possible. They pursue a prudent investment strategy that is based on the stable pillar of real estate and their own portfolio of bonds. These investment segments lay the foundation for more volatile forms of investment, such as special funds, which can be expected to generate higher returns.